To apply for a loan, you need:

• South African ID or Passport
• Proof of Income (3 months payslips)
• Bank Statements (3 months)
• Proof of Address
• Permanent employment or stable income
• Valid bank account

All loan amounts are assessed and given based on your income and affordability.

The application process typically takes 24-48 hours. Once approved, funds are usually disbursed within 24 hours to your bank account.

Our loan repayment terms vary from 1 to 6 months based on loan amount and affordability. The duration of the repayment will affect the monthly deduction, total interest and fees to be paid.

We offer a variety of payment methods to make repayments easy and stress-free.

If you miss a payment, we’ll contact you to discuss the situation. We understand that financial difficulties can arise, and we’re here to help find a solution that works for you.

No, we believe in complete transparency. All fees and charges are clearly disclosed during the application process. There are no hidden fees or surprise charges.

Our interest rates are competitive and fully comply with NCR regulations for unsecured lending, as set out in the National credit act. All rates and fees are clearly stated in your loan agreement.

Yes, we use bank-level security measures to protect your personal and financial information. All data is encrypted and stored securely in compliance with South African data protection laws.

Yes, we are fully registered with the National Credit Regulator (NCR) and comply with all relevant regulations including the National Credit Act and Consumer Protection Act.

NCR Registration number: NCRCP2711